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About Us 30 years of service

About Us 30 years of service

It all started in 1993 by two guys with a great idea

C&O Insurance was founded in 1993 by partners Doug Crabtree and Steve O’Donnell when they purchased the Milliman Agency in Tekonsha Michigan. In 1997 they acquired the Trayling & Sons Agency in Colon, MI., and moved their office to the old Standard Oil building on the corner of US 12 and Clay St.

The second acquisition in 1998 of the Conrad Agency in Coldwater prompted a move to the current location at 30 North Clay St. One other occupant of the Standard Oil office, and longtime friend, Fred Rosenau was hired to be the office manager of the agencies. The final acquisition in 2000 of the Thompson-Roberts agency in Jonesville, MI completed what is now the C&O Insurance family.

Scott Crabtree was hired in 2003 and assumed the role of office manager with the passing of Fred Rosenau in 2007. Partner Steve O’Donnell retired from the business in 2007 followed by Doug Crabtree’s retirement in 2016. The business is currently owned and operated by Scott Crabtree. C&O Insurance still operates out of the 3 locations today while 8 other members of the family make up our team with a combined 200+ years of experience in the insurance industry!!

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